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What our Clients are Saying on Google

Pete and Chloe were fantastic to deal. They made it all so easy for us. It’s no surprise people refer to them as the best on the Downs!
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Gerard Kane Avatar
Gerard Kane
07/06/2024
Peter and Janine did all the legwork to help me re-finance after separation and I honestly didn’t think I’d be able to do it on a new house with a single salary but they did everything they could and achieved it. Cannot rate them highly enough!
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Jasson Howard Avatar
Jasson Howard
07/06/2024
Peter and the team, were very organised, welcoming and took the time to make sure we understood everything clearly. Highly recommend !
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Samuel Harrison Avatar
Samuel Harrison
06/06/2024
Cant speak highly enough of Peter Morris and the team at THL. Peter is the man to see if you are after professional advice and excellent service.
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Jason Stone Avatar
Jason Stone
01/06/2024
We are so greatful to Sean O’Donohue for helping us secure our first investment house in a rural area. He was a pleasure to deal with and so professional, making sure that we were on time with information and documentation that the bank needed to process the loan. He made what could have been a complicated process juggling life, kids and work a breeze and was always contactable when we needed advice or questions answered throughout the process. Thankyou Sean! Highly Recomend! 😀👏
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Jessica Hain Avatar
Jessica Hain
01/06/2024
Couldn’t be more impressed with the effort and dedication that Sean and the THL team showed while working through our home loan application. They made a stressful process feel manageable and had great communication the whole way. We have used Sean three times and plan to use his services for all future house purchases.
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Lucy Duffield Avatar
Lucy Duffield
23/05/2024
Pete was great from start to finish, laid out all the facts and figures and walked me through the entire process. Made it extremely easy through the whole process. Highly recommend Peter, Janine and the team at THL
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Dan Allen Avatar
Dan Allen
18/05/2024
Frances and her team are the best at what they do, I’d recommend them to anyone looking for a better lending deal.
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Isaac Walker Avatar
Isaac Walker
17/05/2024
Peter, Ryan and team are fantastic. Helped me secure a better interest rate for my loan. Always helpful and give solid advice. Top notch service.
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Kym Stewart Avatar
Kym Stewart
17/05/2024
I had the pleasure of engaging Peter for a mortgage recently and couldn’t recommend him highly enough. He is genuinely passionate about helping people to achieve their goals and went so much further than I would expected.
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Stuart Hickson Avatar
Stuart Hickson
17/05/2024
Sean and his team was friendly, helpful, very experienced and efficient with the way they handled our application. I would certainly recommend him to anyone who is looking to apply for finance.
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Jaco Van Zyl Avatar
Jaco Van Zyl
10/05/2024
We approached Steve Gravina from THL Finances to assist us with finance for our investment property. A big thank you to Steve,Janine and the team who’s professionalism, knowledge and enthusiasm was instrumental in obtaining our finance. We would highly recommend Steve and his team to anyone looking for finance and friendly advice. Troy and Cathy Alexander
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Troy Alexander Avatar
Troy Alexander
26/04/2024
Not even 24 hours later and I’m ready to go car shopping! Thanks to Frances I was able to get quick and easy pre approval for my first car, the process was stress free and Frances made sure I was well informed throughout the process. I would highly recommend the THL team!
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Chelsea McKenzie Avatar
Chelsea McKenzie
24/04/2024
Pete was amazing to deal with. Buying my first house on my own he was able to find avenues to ensure things went smoothly and that I was getting the best interest rate for my situation. Very efficient, communication was next to none and just a really great guy! I will definitely be using Pete and THL for my next purchase!
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Amy Armfield Avatar
Amy Armfield
24/04/2024
Ryan was incredibly helpful when refinancing our home loan. He was generous with his time, gave great advice & made the process very simple to follow. Tempany was also very helpful, quick to reply & gave us timely information for each step. Highly recommend ☺️
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Ebonie Patterson Avatar
Ebonie Patterson
24/04/2024
Ryan O’Donoghue and the team at THL helped my wife and I through our recent mortgage refinance and made the process straight forward and stress free. We will be using them again for all future requirements.
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Samuel Patterson Avatar
Samuel Patterson
24/04/2024
Ryan was incredible during my first home buying experience. He went above and beyond, making what I thought would have been a stressful process, smooth and manageable. His expertise and commitment helped ensure I got a great deal and understood every step. I highly recommend him without hesitation to anyone looking for guidance on their mortgage
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Leon Dwyer Avatar
Leon Dwyer
24/04/2024
If you’re looking for amazing service, look no further. Peter, Janine and the team at THL went so far above and beyond in helping us secure our home loan. They were professional, on the ball every step of the way, very knowledgeable and so easy to work with. Can’t recommend THL enough.
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Braden Mulholland Avatar
Braden Mulholland
24/04/2024
Peter was very easy to deal with. He made everything move very smoothly and explained everything in detail. Would recommend anyone wanting to buy a first home to go give these guys a go.
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James Cameron Avatar
James Cameron
24/04/2024
Peter and his team are nothing short of AMAZING. The service they provided to us while completing a somewhat complicated refinance was second to none. Highly recommend for all your financing needs.
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Sarah Bowman Avatar
Sarah Bowman
24/04/2024
Very Happy with our experience with Sean and the team at THL. Would happily recommend their services.
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Ross Miltonr Avatar
Ross Miltonr
24/04/2024
Sean at THL assisted myself and my partner find the right loan for our first home. He was extremely thorough and worked with us and our goals for the entire process. We highly recommend Sean and the team at THL!
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Victoria Hickmott Avatar
Victoria Hickmott
24/04/2024
We have just purchased a property through Sean at THL it was a bit of a challenging one but Sean was able to get it through. We would highly recommend his services to everyone we could not be happier. Thanks again Sean
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Frances Mitchell Avatar
Frances Mitchell
24/04/2024
Sean’s assistance in securing a home loan for us made the whole process simple and stress-free. His knowledge of the industry, options and application requirements ensured everything ran smoothly, and we were very happy with the outcome.
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Kirsty Lee Hutton Avatar
Kirsty Lee Hutton
24/04/2024
Great to have THL teams help with this one. Steve got me through each and every hurdle. Thanks to everyone see you next time
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Liam Martin Avatar
Liam Martin
24/04/2024
I’ve been a client of Steve’s for over 15 years and can’t recommend him highly enough. Very prompt and professional.
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Emma Horton Avatar
Emma Horton
24/04/2024
Steve and the team from Toowoomba Home Loans have been excellent in helping my husband and I with our loan. Steve’s knowledge and assistance is invaluable and he and the team made the whole process easy. We have used them in the past and will continue to use them in the future. Thank you THL for your awesome service.
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Tracey Schaeper Avatar
Tracey Schaeper
24/03/2024
I would like to thank THL for their service they have provided us with the finalising our accounts due to sale of business. Not only have they arrange all our super needs and insurance needs. They reviewed all out personal loans and needs and gave advice that would best suit our situation. A special mention goes to Peter Morris and James Ballin who both carried themselves professionally and provide great support to help us understand our needs. We look forward to working with them to continue with all our finance needs.
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Amanda and shana Oneil Avatar
Amanda and shana Oneil
24/03/2024
Steve at THL was extremely helpful and wonderful to work with when purchasing our family home!
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Starksideofthemoon Avatar
Starksideofthemoon
24/03/2024
Ryan had taken care of 3 loans for me now, and both times the communication and service was too notch. He is very knowledgeable and I highly recommend using his services
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James McGavin Avatar
James McGavin
24/03/2024
My partner and I recently purchased our first home and cannot thank Steve Gravina and the team at THL finances enough. As everyone knows times are getting extremely hard for young people to purchase homes but despite, Steve certainly made our dream a reality. Communication day or night, making sure we knew what was going on as soon as we needed to know. The professionalism and commitment that THL finances place into the services they offer to their clients are second to none.
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Brayth Cornford Avatar
Brayth Cornford
24/03/2024
Steve and the team at thl have been outstanding in guiding us through the mortgage process. Have used them a number of times and will continue to do so.
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Tracy Scott Avatar
Tracy Scott
24/03/2024
Steve Gravina from THL Finance Partners was fantastic. He guided us through all the steps to reach our dream goal of owing our own home. He explains everything extremely well and keeps you informed.
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Katie Pearson Avatar
Katie Pearson
24/03/2024
Steve Gravena and the team at THL always provide great service and advice. I have been a return customer for years now.
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Nicholas Devlin Avatar
Nicholas Devlin
24/03/2024
We had a great experience with Ryan at THL. He did everything possible to help us throughout the whole process.
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Stephen Watch Avatar
Stephen Watch
24/03/2024
Sean was very helpful and very understanding, I highly recommend Sean for your home loan needs. Thanks Sean.
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Jill Mitchell Avatar
Jill Mitchell
24/03/2024
Highly recommend! Ryan made the process to refinance our home and investment property very easy!
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Tash Turner Avatar
Tash Turner
24/03/2024
Peter was fantastic. So professional, supportive and informative. His common sense and friendly approach connected well with us on our home purchasing journey. The timeframe in which Peter and his team managed to source our loan successfully was commendable. I cannot recommend Peter and THL highly enough.
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Anna Hickson Avatar
Anna Hickson
24/03/2024
Peter Morris and team helped me find the right financial solution for my recent purchase. Prompt and professional all the way. Thank you.
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Socrates Mistos Avatar
Socrates Mistos
24/03/2024
Steve Gravina, Financial Consultant, is unparalleled in his field! I have had the privilege of collaborating with Steve for several years, and he has been instrumental in helping me realise my aspirations of owning and renovating my home. Steve possesses a wealth of knowledge, conducts himself with utmost professionalism, demonstrates unwavering dedication (even working on weekends), and consistently acts in my best interests. Initially referred to me by my cousin, I have since recommended Steve to other family members, friends, and colleagues residing in different states. Steve proactively keeps me informed about fluctuating interest rates through regular emails and ensures I am up to date on various financial matters. Going above and beyond, Steve and his team routinely review my loan without prompting and recently secured a better deal for me. Providing requested information is effortless, and they readily address any concerns that may arise. As a thoughtful gesture, I even received a birthday message from Steve. I am immensely grateful for all that Steve has done for me, my loved ones, and acquaintances. We are committed clients and hope that Steve never considers retirement. Thank you, Alyce L.
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A Avatar
A
24/03/2024
I am terrible with paperwork! We recently refinanced our home loan to a provider with multiple offset account facilities, the team at THL were incredibly patient, consistent, and understanding with my time poor constraints towards the completion of multiple necessary documentations. They were brilliant!! Thank you Peter and THL team 😊
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Jo Capp Avatar
Jo Capp
24/03/2024
THL Finance Partners have been absolutely wonderful in assisting us to get two home loans approved in minimal time. 100% recommend and we will definitely use THL again for any future finance needs. A big thank you to Peter and his team! Yelena & Brenton
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Yel li Avatar
Yel li
24/03/2024
Peter was so amazing and helpful, very informative and understanding. He rearranged appointments to get us in quickly to secure the dream property. Very impressed and would recommend to everybody looking for a home loan.
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Jodie Stokes Avatar
Jodie Stokes
24/03/2024
Peter and the THL team are experts in their field. A few years ago we used THL to assist us in purchasing our first home, and we were so happy with the service we have come back again to be guided through buying an investment property. Peter is knowledgeable without being condescending, and so approachable and helpful that we have been completely at ease through the whole process. Highly recommend!
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Jenna Dean Avatar
Jenna Dean
24/03/2024
Really helpful, quick, and treat you like family
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Jake Dunshea Avatar
Jake Dunshea
24/02/2024
Ryan and his team were great. Kept me informed every step of the way. I couldnt have asked for anything more.
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Vanessa Jeffery Avatar
Vanessa Jeffery
24/02/2024
Peter, Janine and the team are brilliant to deal with!! Peter was supurb, and even though our situation had some challenges, he was able to get us an acceptable result. We had approached two other brokers and our normal bank before contacting THL. Where the others had failed to provide any interest in helping us, Peter went above and beyond to get the job done. I highly recomend THL Finance Partners! Peter Morris and the rest of the team were a pleasure to work with, providing us with both a top notch service and great result. Thank you!
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Stephanie Baker Avatar
Stephanie Baker
24/02/2024
Ryan was very knowledgeable, patient, great at communication and made the whole process very easy. I felt supported the whole way and any questions I had he answered promptly. Getting a loan can be scary but Ryan took all the fear away.
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Aimon Bebendorf Avatar
Aimon Bebendorf
24/02/2024
Awesome work, makes everything easy
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Steve Marshall Avatar
Steve Marshall
24/02/2024
Peter and Tempany were amazing!!! They achieved exactly what we wanted in a timely manner. The knowledge and advice was 10/10. Highly recommend them and will continue to see them for any of our financial matters. If you’re looking for a fast, efficient, trustworthy team then go see Peter.
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Melinda Mengel Avatar
Melinda Mengel
24/02/2024
We had Sean helped us with our refinancing. The had been really great and helpful. He is very clear/transparent with everything.
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Anna Wadley Avatar
Anna Wadley
24/01/2024
So happy! Peter and the team were very helpful and informative with the advice that was given. Would highly recommend!!
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Nancy Musch Avatar
Nancy Musch
24/01/2024
Third time dealing with THL Finance Partners as I value their experience, insight and super friendly communication. I have had a different finance advisor each time and have always had the same level of service. Highly recommend them!
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Andrew Roy Avatar
Andrew Roy
24/01/2024
Steve and Janine made every step easy for us and made getting our first home possible and painless
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Kirsty Walter Avatar
Kirsty Walter
24/01/2024
Steve was a great help handling every step of the process
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Cameron Waddell Avatar
Cameron Waddell
24/01/2024
We used Sean at THL to broker a few homes loans recently and were very happy with his service. He was able to find us a good deal and stuck with it through to settlement. Ours is not simple wage-earner situation and he had to follow up with the lender a number of times to get them to review certain decisions, etc. In the end he was able to get it sorted to our satisfaction and we’re happy to recommend his services. Thanks.
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Chris Protheroe Avatar
Chris Protheroe
24/01/2024
Great team, very professional and they don’t muck around getting things done
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Joshua McGowan Avatar
Joshua McGowan
24/01/2024
Steve Gravina has been managing our investment portfolio for the past 20 years and we couldn’t ask for better service! He is always out to get the best loan rate and offers the best advice! We wouldn’t go to anybody else! Thank you Steve!
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Louise Mayne Avatar
Louise Mayne
24/12/2023
Steve Gravina is 100% on your side when seeking the best finance options to suit your needs. He has the answers for all our questions, including the ridiculous ones. We’ve been clients of Steve for about 20 years and he has been integral in our planning for our retirement using property investment. Cannot recommend him enough!!
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Glenn Mayne Avatar
Glenn Mayne
24/12/2023
Received excellent advice from Peter Walters at THL. Very informative and has helped me greatly with my investments. Wish I had gone to him much sooner. His staff are also great. Highly recommend Peter for his knowledge and professionalism.
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Dee Parry Avatar
Dee Parry
24/12/2023
I cannot recommend Peter and the team at THL enough! Everyone there was extremely professional and beyond helpful. As a first time home buyer Peter and the team answered all of our questions and helped us every step of the way. Everyone went above and beyond making sure our first time home buying journey went smoothly. Thank you again to Peter and the team, we would recommend you over and over again to anyone going through the home buying process!
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Sydney Summach Avatar
Sydney Summach
24/12/2023
I cannot express enough thanks to the THL team and specifically Steve Gravina. He has been instrumental in helping me navigate various property journeys with his impeccable technical knowledge, attention to detail and genuine care and understanding for my personal circumstance. His support, experience and dedication is second to none – I honestly can’t recommend his services highly enough!
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Alex Conway Avatar
Alex Conway
24/12/2023
I can’t speak more highly of Ryan, Angela & the team. This was the second time we have worked with Ryan to secure finance & again he made the whole process stress-free with his clear and timely communications. No question was ever too hard for him & he always responded to us in his super speedy, friendly fashion. Love your work Ryan!
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Sue Kelleher Avatar
Sue Kelleher
24/12/2023
I want to say thanks to Peter and the team. They went over and above to sort out my finances to the point that I have recommended my family to them. ⭐️⭐️⭐️⭐️⭐️
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Keiran Jannusch Avatar
Keiran Jannusch
24/12/2023
We recommend THL Finance to anyone. Peter Morris was great in finding us a lender and a great interest rate, he looked after us the whole time, easy to talk and answer questions with ease and helped us in purchasing our first home.
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Marby White Avatar
Marby White
24/12/2023
Peter is an exceptional broker and finance expert. He has been very helpful and worked above and beyond to help us achieve our financial goals. I highly recommend his services.
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John Cameron Avatar
John Cameron
24/12/2023
Peter Morris and the team at THL went above and beyond to help me get a mortgage. I was not in the most optimum position to get a mortgage (in between jobs, recently divorced, single mum on parenting payment) and yet Peter found a way, I cannot recommend THL more highly! They would respond and answer my emails promptly, well past their business hours, even on the weekends! I have to say during the entire process I felt geniune care and endless effort.
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Jessica Ginty Avatar
Jessica Ginty
24/11/2023
A big thanks to Steve and Janine for providing their exceptional services, allowing me to refinance my Home loan to achieve a much needed renovation with the added bonus of a lower interest rate. I highly recommend Steve for his professionalism and dedication in finding the best outcome to suit my needs. Jeanine.
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Jeanine Palmer Avatar
Jeanine Palmer
24/11/2023
We went to THL Finance Partners to organise a refinancing of our home loan. Although living in Perth, we had heard that THL in Queensland had a great reputation. We had a very complex financial situation that required a lot of time and effort on THL’s behalf to find a suitable lender. Against all odds, they were able to find us a lender who approved our application. A huge thanks to Sean and the THL team.
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Russ Thomson Avatar
Russ Thomson
24/11/2023
I had dealt with Steve Gravina many years ago, very pleasant and helpful. He was only too pleased to be of assistance again. Very efficient, very helpful, very pleasant. Would highly recommend this firm.
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Sandy Morris Avatar
Sandy Morris
24/11/2023
Ryan helped us with our home loan and his absolutely amazing, communication was top tier and was fast and Efficient. Couldn’t recommend him and the team at THL finance enough.
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jack baldwin Avatar
jack baldwin
24/11/2023
Peter and his team had THL Finance have been amazing to work with. The team worked efficiently and diligently which made the process stress free. A great team that I will be happy to work with again.
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Aruthra Soma Avatar
Aruthra Soma
24/11/2023
THL has been amazing. Our situation was not black and white , but Ryan made the process seamless. We highly recommend Ryan. There was never a delay in response , always available and willing to help and advise.
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Charmaine Saunders Avatar
Charmaine Saunders
24/11/2023
Just completed another purchase with the professional guidance and experience of Sean O’donoghue i can’t say enough to explain how Sean made ever part of this process straight forward with ongoing communication , Sean’s experience in this field is obvious with the way the whole process is managed by Sean and his team . We are grateful for the stress free way everything was managed and communications/Forward plans were laid out. Definitely our Broker of choice and look forward going through the process with confidence and guidance again soon.
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kaileb janes Avatar
kaileb janes
24/11/2023
I cannot express enough how extremely satisfied we were with Ryan from THL Finance Partners. He was extremely responsive and diligent when helping us obtain finance for our new home. He went above and beyond to help us make our dream a realisation. 150% recommend THL Finance Partners for your next home loan journey!
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Melissa Grant Avatar
Melissa Grant
24/11/2023
We have had a great experience with Steve Gravida over the last 7 years, from buying our first home to refinancing and assistance with the recent home loan rate negotiations. Very professional and recommend
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Brooke Lloyd Avatar
Brooke Lloyd
24/11/2023
Great experience in really stressful times. Ryan always answers calls or called back. Ryan always took time to explain everything and answer any questions I had! Which were a lot. Without this great team I would not have got a house loan!!
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Julia Hayes Avatar
Julia Hayes
24/11/2023
Steve is great to deal with. We have been seeing him for the last 7 years and couldn’t be happier with the service provided. Highly recommend. 👌
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Jarrad Rosenzweig Avatar
Jarrad Rosenzweig
24/11/2023
Steve and the team at THL were great to work with. They helped us with getting out first home. Big thank you to the team
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Nina King Avatar
Nina King
24/11/2023
Steve and Janine were incredibly helpful in helping us purchase our first home. Steve was very informative and would make sure everything was explained so we could understand. Would definitely recommend and use their services for future real estate matters.
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Wade King Avatar
Wade King
24/11/2023
Sean and the team were friendly, available, prompt and very accurate in all of the information and advice given. I would highly recommend their services to anyone!
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May Vincent Avatar
May Vincent
24/11/2023
From our recent experience with THL finance, we were very happy with the service they provided. Sean was very helpful to us and patient at the same time with our questions. Sean was very helpful in getting the most out of our limited budget. We changed broker to THL and did not regret it. We would totally recommend their service.
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Nigel Cheung Avatar
Nigel Cheung
24/11/2023
THL assisted us with the finance for our new home.The service and guidance was exceptional, and they kept me updated throughout the entire process. Thanks for the amazing team for the proactive and prompt advice with the finance matters. Overall, my experience with THL was outstanding.
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shelmy joy Avatar
shelmy joy
24/10/2023
Refinancing housing loans can be a hassle at the best of times, especially if you try yo do it yourself. Luckily we had the privilege of allowing Steve to handle this for us. He was very professional in his approach and was always quick to follow up our questions and come back with suitable solutions. To anyone looking to go down this path, I would highly recommend a call to Steve
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Douglas Knight Avatar
Douglas Knight
24/10/2023
We were always made to feel welcome by Peter and every member of the team. We appreciated that they were able to be flexible with appointments to fit in with our schedule. James was great and helped us navigate the tricky world of superannuation and get it back on track. Thank you.
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Edward Townsend Avatar
Edward Townsend
24/10/2023
I have been dealing with THL Finance Partners since 2007 (Toowoomba Home Loans back then) and have always received the absolute best service. After seamlessly setting up my first home loan in 2007 they have always ensured that I am receiving the best possible rates. Steve Gravina and his colleagues have again gone above and beyond helping me with my purchase and home loan this year. Thank you!
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Stephen Janusaitis Avatar
Stephen Janusaitis
24/10/2023
I see Sean at THL finance. He is friendly easy, efficient and he has the experience that can get you over the line. You need a friendly and comfortable human when discussing financial and this is Sean.
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Louise Wilson Avatar
Louise Wilson
24/10/2023
Ryan did all the hard work to secure the right loan for us to be able to purchase our dream house. Ryan was thorough and responsive and understanding of our needs. Thank you Ryan!
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Jodie Camilleri Avatar
Jodie Camilleri
24/10/2023
My family has been involved with THL Finance Partners for over 10 years when they were known as and their Professionalism, Knowledge and Care is Toowoomba Home Loans. This Team including Peter Morris help us get into our home, even upgrade a Vehicle and have been there to give wise financial advice. I would have no hesitation in encouraging anyone who would be seeking help to buying a home or help in financial advise.
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Terry Gall Avatar
Terry Gall
24/10/2023
This is the third time we used THL Finance for our Home loan. Steve Gravina goes out of his way to get you the best loan suitable to your needs. I will always recommend THL Finance to family and friends. They are very professional and helpful and always guide you through the whole process. What a great team!
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Antoine Changuion Avatar
Antoine Changuion
24/10/2023
The stuff were very helpful with our house refinancing process. They have the best Broker and financial advisors in town. We couldn’t do any better without THL finance. Highly recommend them 💪💪💪💪
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Dorcas Walters Avatar
Dorcas Walters
24/10/2023
Friendly, knowledgeable and very competent staff. Nothing was to much. They were keen to help and kept me up to date throughout the whole process. With the guidance and help of THL Finance Partners, we were successful in out application. Thank you.
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Michael du Preez Avatar
Michael du Preez
24/09/2023
We dealt with Sean from THL Finance. He was always available to answer all our questions and helped us understand everything. He kept us updated the whole way through the process. Would highly recommend going through THL finance for all your needs!
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Dusty Van Der Linde Avatar
Dusty Van Der Linde
24/09/2023
Sean provided exceptional service, got pre approval for a auction in matter of days, got the desired in two days outstanding
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Gary Burke Avatar
Gary Burke
24/09/2023
I went to THL Finance Partners as I needed a construction Loan to build my house. My case was a little complicated but Sean went above and Beyond to get me approved for a loan. He has so much knowledge and experience in the industry and so easy to talk too. Thanks again Sean and the THL Finance Partners Team for achieving this for me.
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Donno Mate Avatar
Donno Mate
24/09/2023
Have been dealing with this company for over 20 years Very professional service Thanks to you team
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Mick Morris Avatar
Mick Morris
24/09/2023
Great service and so easy to deal with, THL do all the work for a great outcome!
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Leah Halstead Avatar
Leah Halstead
24/09/2023

We look forward to working with you to achieve your goals.