Our Experience ..... Your Vision

I spent 3 hours in my bank recently waiting to see a customer service assistant to talk about a reduced mortgage rate. By the end of the wait, I was told I would have to make a call (and probably sit on the phone for another 3 hours). I saw Frances from THL yesterday for 10 minutes, and today I have a significantly reduced mortgage rate. The best!

Francis has been amazing to work with! She’s super knowledgable and talked us through our different options and different scenarios. She secured us an interest rate much lower than the banks were offering so we’re super grateful. Highly recommend!!

If I could give Steve Gravina 10 stars I would! His service and knowledge was incredible! Steve was readily available at all requests. As first home buyers, Steve made what could have been an incredibly stressful and scary time in our life an extremely positive experience and he made our dreams of owning a home come true. Thank you Steve!

Sean from THL has a breadth of knowledge and is always incredibly helpful. From buying our first home to managing our mortgage — he’s always very insightful when we have questions and is very patient and thorough with his answers. We highly recommend him and his team.

Thankyou Frances and Angela from THL finance team. 💯 professional, fast response and all questions answered quickly. I cannot recommend them enough. Thanks for all you’ve done for me with my application. 5 star service

Thanks again Steve and Janine for all your tremendous support through the process of defining our budget, preparing for auction and purchasing our home. The spot-on and timely information, multiple options and sage advice given to us made our decision so much easier and more assured which we both greatly appreciated. We would absolutely recommend THL to anyone looking for a fantastic and helpful brokerage service.

My husband and I met with Peter at THL from a recommendation of one of my good friends when we were thinking about buying a house. Peter and Tempany at THL were so, so helpful. We went in with no idea on mortgages or loans and Peter helped to find us the best loan possible and guidance on how to handle our finances going forward. We were approved in no time at all, and we have just bought our first house and had it settle in July. I couldn’t recommend Peter more, he is a great guy – so easy to talk to and he explained everything in such great detail! Thank you so much to THL Finance, Tom and I are so thankful for your help. We couldn’t have done it without you!

Everything went smoothly and followed up every step of the now complex process. Well done!

I have referred many clients to Frances over the past several years and didn’t hesitate to engage her services for my recent purchases based on feedback and my interactions with her. Frances has a wealth of knowledge, presents a personalised service, considers your requirements, is professional and provides an informative and stress free service whilst keeping you updated from start to finish (& follows up post service to ensure you’re happy)! Frances, thank you! Your service was and will continue to be greatly appreciated.

Thank you Pete and team you are fabulous! I have just bought my first property and navigating this can be stressful, confusing and timely. The whole process has lasted 2 years and from the very first connection with Pete Morris, I have been supported through every step of the way. Even with my “interesting” questions Pete, Janine and Chloe have taken the time to step me through the process. Always available and when they say they will do something they deliver. Nothing was too much trouble and in this current market they moved with me to make it happen including a very tight finance piece. Thoroughly recommend THL for anyone new to the industry and will definitely be back for the next purchase. Thanks Pete and team.

I had an outstanding experience with at THL From start to finish, they were incredibly knowledgeable, professional, and dedicated to finding the best mortgage solution for my needs. They took the time to explain every detail of the process, answered all my questions promptly, Their commitment to client satisfaction and their extensive knowledge make them a standout in the industry.

Our experience with THL finance has been wholly positive from the very first meeting. Our broker, Sean, very clearly explained borrowing processes and terms and advised of what was achievable in terms of our house buying objectives. At all times Sean offered sage advise, expertise and wisdom to guide us through the process. Sean was able to navigate and pursue a positive outcome in the face of challenging lender criteria. My family is so thankful for Sean and his diligence in helping us achieve our home buying dreams. We will be using THL for all of our financial services needs in the future. Thank you Sean and Janine.

Steve was a HUGE help and was with us every step of the way when getting pre-approved and getting accepted for our first home loan. He was incredibly thorough and made surely everything was in order so our application could be approved without an issue. The whole team at THL Finance Partners were so easy to be in contact with and happy to be help no matter the question or query.

Sean and the team went above and beyond, helping us navigate numerous property issues and restarting the process multiple times. Their dedication and support was amazing.

I highly recommend THL fiance partners, especially Sean. They have made one of the most stressful periods of my life, to one of the easiest. Thank you

We have dealt with THL for many years now (even though we don’t live in Toowoomba) and have always found the team there to be amazing! They are super responsive to any requests or queries we’ve had around the home loan process and go the extra mile with everything! Could not recommend Sean and the rest of the team at THL enough!

This was our second time using THL, and again they made everything run smoothly. We spent months discussing our plans, and our broker worked with us to find a way to make it happen.

Sean is excellent to work with. We really appreciated his knowledge and expertise. Sean made the process of applying for a home loan very smooth.

Sean and team at THL were so incredibly helpful with the purchase of our first block of land. He took the time to answer every silly question we had and walked us through every step of the way with securing our finance. It made the process of buying our block so much easier and less stressful. We cannot recommend them enough!

Amazing services every time I talk to the team at THL, willing to bend over backwards to accommodate our mixed requests over the years and will continue to use their services well into the future.

Sean at THL Finance was so helpful. He went above and beyond for us and gave us so much information. No question was silly, he answered everything and knows his stuff. Highly recommend if your looking for a broker

Very good to work with and great knowledge

Pete and Chloe were fantastic to deal. They made it all so easy for us. It’s no surprise people refer to them as the best on the Downs!

Peter and Janine did all the legwork to help me re-finance after separation and I honestly didn’t think I’d be able to do it on a new house with a single salary but they did everything they could and achieved it. Cannot rate them highly enough!

Peter and the team, were very organised, welcoming and took the time to make sure we understood everything clearly. Highly recommend !

Cant speak highly enough of Peter Morris and the team at THL. Peter is the man to see if you are after professional advice and excellent service.

We are so greatful to Sean O’Donohue for helping us secure our first investment house in a rural area. He was a pleasure to deal with and so professional, making sure that we were on time with information and documentation that the bank needed to process the loan. He made what could have been a complicated process juggling life, kids and work a breeze and was always contactable when we needed advice or questions answered throughout the process. Thankyou Sean! Highly Recomend! 😀👏

Couldn’t be more impressed with the effort and dedication that Sean and the THL team showed while working through our home loan application. They made a stressful process feel manageable and had great communication the whole way. We have used Sean three times and plan to use his services for all future house purchases.

Pete was great from start to finish, laid out all the facts and figures and walked me through the entire process. Made it extremely easy through the whole process. Highly recommend Peter, Janine and the team at THL

Frances and her team are the best at what they do, I’d recommend them to anyone looking for a better lending deal.

Peter, Ryan and team are fantastic. Helped me secure a better interest rate for my loan. Always helpful and give solid advice. Top notch service.

I had the pleasure of engaging Peter for a mortgage recently and couldn’t recommend him highly enough. He is genuinely passionate about helping people to achieve their goals and went so much further than I would expected.

Sean and his team was friendly, helpful, very experienced and efficient with the way they handled our application. I would certainly recommend him to anyone who is looking to apply for finance.

We approached Steve Gravina from THL Finances to assist us with finance for our investment property. A big thank you to Steve,Janine and the team who’s professionalism, knowledge and enthusiasm was instrumental in obtaining our finance. We would highly recommend Steve and his team to anyone looking for finance and friendly advice. Troy and Cathy Alexander

Not even 24 hours later and I’m ready to go car shopping! Thanks to Frances I was able to get quick and easy pre approval for my first car, the process was stress free and Frances made sure I was well informed throughout the process. I would highly recommend the THL team!

Pete was amazing to deal with. Buying my first house on my own he was able to find avenues to ensure things went smoothly and that I was getting the best interest rate for my situation. Very efficient, communication was next to none and just a really great guy! I will definitely be using Pete and THL for my next purchase!

Ryan was incredibly helpful when refinancing our home loan. He was generous with his time, gave great advice & made the process very simple to follow. Tempany was also very helpful, quick to reply & gave us timely information for each step. Highly recommend ☺️

Ryan O’Donoghue and the team at THL helped my wife and I through our recent mortgage refinance and made the process straight forward and stress free. We will be using them again for all future requirements.

Ryan was incredible during my first home buying experience. He went above and beyond, making what I thought would have been a stressful process, smooth and manageable. His expertise and commitment helped ensure I got a great deal and understood every step. I highly recommend him without hesitation to anyone looking for guidance on their mortgage

If you’re looking for amazing service, look no further. Peter, Janine and the team at THL went so far above and beyond in helping us secure our home loan. They were professional, on the ball every step of the way, very knowledgeable and so easy to work with. Can’t recommend THL enough.

Peter was very easy to deal with. He made everything move very smoothly and explained everything in detail. Would recommend anyone wanting to buy a first home to go give these guys a go.

Peter and his team are nothing short of AMAZING. The service they provided to us while completing a somewhat complicated refinance was second to none. Highly recommend for all your financing needs.

Very Happy with our experience with Sean and the team at THL. Would happily recommend their services.

Sean at THL assisted myself and my partner find the right loan for our first home. He was extremely thorough and worked with us and our goals for the entire process. We highly recommend Sean and the team at THL!

We have just purchased a property through Sean at THL it was a bit of a challenging one but Sean was able to get it through. We would highly recommend his services to everyone we could not be happier. Thanks again Sean

Sean’s assistance in securing a home loan for us made the whole process simple and stress-free. His knowledge of the industry, options and application requirements ensured everything ran smoothly, and we were very happy with the outcome.

Great to have THL teams help with this one. Steve got me through each and every hurdle. Thanks to everyone see you next time

I’ve been a client of Steve’s for over 15 years and can’t recommend him highly enough. Very prompt and professional.

Steve and the team from Toowoomba Home Loans have been excellent in helping my husband and I with our loan. Steve’s knowledge and assistance is invaluable and he and the team made the whole process easy. We have used them in the past and will continue to use them in the future. Thank you THL for your awesome service.

I would like to thank THL for their service they have provided us with the finalising our accounts due to sale of business. Not only have they arrange all our super needs and insurance needs. They reviewed all out personal loans and needs and gave advice that would best suit our situation. A special mention goes to Peter Morris and James Ballin who both carried themselves professionally and provide great support to help us understand our needs. We look forward to working with them to continue with all our finance needs.

Steve at THL was extremely helpful and wonderful to work with when purchasing our family home!

Ryan had taken care of 3 loans for me now, and both times the communication and service was too notch. He is very knowledgeable and I highly recommend using his services

My partner and I recently purchased our first home and cannot thank Steve Gravina and the team at THL finances enough. As everyone knows times are getting extremely hard for young people to purchase homes but despite, Steve certainly made our dream a reality. Communication day or night, making sure we knew what was going on as soon as we needed to know. The professionalism and commitment that THL finances place into the services they offer to their clients are second to none.

Steve and the team at thl have been outstanding in guiding us through the mortgage process. Have used them a number of times and will continue to do so.

Steve Gravina from THL Finance Partners was fantastic. He guided us through all the steps to reach our dream goal of owing our own home. He explains everything extremely well and keeps you informed.

Steve Gravena and the team at THL always provide great service and advice. I have been a return customer for years now.

We had a great experience with Ryan at THL. He did everything possible to help us throughout the whole process.

Sean was very helpful and very understanding, I highly recommend Sean for your home loan needs. Thanks Sean.

Highly recommend! Ryan made the process to refinance our home and investment property very easy!

Peter was fantastic. So professional, supportive and informative. His common sense and friendly approach connected well with us on our home purchasing journey. The timeframe in which Peter and his team managed to source our loan successfully was commendable. I cannot recommend Peter and THL highly enough.

Peter Morris and team helped me find the right financial solution for my recent purchase. Prompt and professional all the way. Thank you.

Steve Gravina, Financial Consultant, is unparalleled in his field! I have had the privilege of collaborating with Steve for several years, and he has been instrumental in helping me realise my aspirations of owning and renovating my home. Steve possesses a wealth of knowledge, conducts himself with utmost professionalism, demonstrates unwavering dedication (even working on weekends), and consistently acts in my best interests. Initially referred to me by my cousin, I have since recommended Steve to other family members, friends, and colleagues residing in different states. Steve proactively keeps me informed about fluctuating interest rates through regular emails and ensures I am up to date on various financial matters. Going above and beyond, Steve and his team routinely review my loan without prompting and recently secured a better deal for me. Providing requested information is effortless, and they readily address any concerns that may arise. As a thoughtful gesture, I even received a birthday message from Steve. I am immensely grateful for all that Steve has done for me, my loved ones, and acquaintances. We are committed clients and hope that Steve never considers retirement. Thank you, Alyce L.

I am terrible with paperwork! We recently refinanced our home loan to a provider with multiple offset account facilities, the team at THL were incredibly patient, consistent, and understanding with my time poor constraints towards the completion of multiple necessary documentations. They were brilliant!! Thank you Peter and THL team 😊

THL Finance Partners have been absolutely wonderful in assisting us to get two home loans approved in minimal time. 100% recommend and we will definitely use THL again for any future finance needs. A big thank you to Peter and his team! Yelena & Brenton

Peter was so amazing and helpful, very informative and understanding. He rearranged appointments to get us in quickly to secure the dream property. Very impressed and would recommend to everybody looking for a home loan.

Peter and the THL team are experts in their field. A few years ago we used THL to assist us in purchasing our first home, and we were so happy with the service we have come back again to be guided through buying an investment property. Peter is knowledgeable without being condescending, and so approachable and helpful that we have been completely at ease through the whole process. Highly recommend!

Really helpful, quick, and treat you like family

Ryan and his team were great. Kept me informed every step of the way. I couldnt have asked for anything more.

Peter, Janine and the team are brilliant to deal with!! Peter was supurb, and even though our situation had some challenges, he was able to get us an acceptable result. We had approached two other brokers and our normal bank before contacting THL. Where the others had failed to provide any interest in helping us, Peter went above and beyond to get the job done. I highly recomend THL Finance Partners! Peter Morris and the rest of the team were a pleasure to work with, providing us with both a top notch service and great result. Thank you!

Ryan was very knowledgeable, patient, great at communication and made the whole process very easy. I felt supported the whole way and any questions I had he answered promptly. Getting a loan can be scary but Ryan took all the fear away.

Awesome work, makes everything easy

Peter and Tempany were amazing!!! They achieved exactly what we wanted in a timely manner. The knowledge and advice was 10/10. Highly recommend them and will continue to see them for any of our financial matters. If you’re looking for a fast, efficient, trustworthy team then go see Peter.

We had Sean helped us with our refinancing. The had been really great and helpful. He is very clear/transparent with everything.

So happy! Peter and the team were very helpful and informative with the advice that was given. Would highly recommend!!

Third time dealing with THL Finance Partners as I value their experience, insight and super friendly communication. I have had a different finance advisor each time and have always had the same level of service. Highly recommend them!

Steve and Janine made every step easy for us and made getting our first home possible and painless

Steve was a great help handling every step of the process

We used Sean at THL to broker a few homes loans recently and were very happy with his service. He was able to find us a good deal and stuck with it through to settlement. Ours is not simple wage-earner situation and he had to follow up with the lender a number of times to get them to review certain decisions, etc. In the end he was able to get it sorted to our satisfaction and we’re happy to recommend his services. Thanks.

Great team, very professional and they don’t muck around getting things done