If you’re struggling to pay your bills, a new credit card may not be the best move. See managing debt for other options. How to get the

What you need to apply for a home loan When you’re ready to formally apply, we’ll ask you questions — as well as a number

Given the ever-fluctuating landscape of Australia’s property market and the current uncertainty as to what to expect for interest rates, it’s a challenging time for

We’ve all heard that ‘cash is king’, but for small businesses in particular, it’s an all-powerful monarch. Kim Owen-Jones, General Manager of Direct Growth at

Using a fundamental investing principle could help many Australians bring their retirement forward. It’s simple investing mathematics really. The more money you can save in

We’ve all heard about downsizing and upsizing, but what about rightsizing? ‘Rightsizing’ is used for when you find the right fit for you. In property

Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may

You may be considering an interest-only home loan because of lower initial repayments. Check the pros and cons before going ahead. Make sure you can

Advantages of keeping your records digitally There are many advantages to keeping your records digitally. If, for example, you use a commercially-available software package, it

Whether you’re selling, looking to buy or simply wanting to refinance, you need to know the value of the property in question. The tricky thing

Tips for saving money Being a good saver has plenty of advantages beyond your short-term financial goals. It can be the difference between keeping your

Your end-of-mortgage checklist Reassess your home insurance. Review your title. Review your estate plan and will. Assess your personal insurance situation. Think about your next